LTC Funding: Voluntary Insurance & Financial Protection Solutions
Leveraging the buying power of your association, your program offers great value.
YOUR MEMBER ADVANTAGES INCLUDE:
Multiple Carriers - Shop and Compare
We monitor benefit and rate information on the top carriers in the LTC market. The program
selects the best in class from these carriers and we help you find the best value.
Multiple Product Types - Customize a solution to your needs
Our group benefit program offers a diverse selection of individual plan types, including traditional
long-term care, hybrid options with death benefits or return of premium, and annuity options.
Each plan provides varying levels of coverage and costs, ensuring a range of options to meet
individual need.
Exclusive Group Discounts - Save thousands of over the life of your policy
Being a part of your group grants you access to exclusive discounts on certain products, which
could potentially result in savings of thousands of dollars.
Underwriting /Age Flexibility - Find all the best options in the market
There are new solutions in the market and the program now offers a wide range of products
accessible to individuals who may not have met the health criteria before. Additionally, these new
options provide a wider range of age coverage and lower prices.
Lifetime Advocacy - Support backed up by your organization
Buying coverage through your group program provides the added comfort of having an advocate
for the life of the policy.
MEET YOUR ADVISOR
Member Benefit Guide
Your Roadmap to Protection
One Program
The Entire Market
We’ve done the hard work for you—researching, vetting, and partnering with the strongest long-term care carriers in the country.
From traditional coverage to cutting-edge hybrid solutions, our expert advisors can help you evaluate the wide range of options based on your health and budget needs:
This means you get tailored recommendations, not cookie-cutter policies. Plus you gain access to exclusive group pricing that isn’t available to the public.
A Broad Market of Solutions for Different Needs & Health Profiles
Male
Female
No pressure. No guesswork.
Just clarity, confidence, and a plan that protects your future.
Long-Term Care Solutions Guide
Value in 4 Care Scenarios
Tools to Help You Develop a Strategy
Working with over 500 professional and alumni members, we know we work with a highly educated clientele that wants to learn on their own. We have added several tools to help you learn more about the costs of long term care and the price of various solutions
Costs of Care
To help you understand the risk you are trying to cover, there are two tools to help you learn about the current and future costs of care in your state or states you are considering retirementment.
Costs of Coverage
To get an idea on costs there are several rate calculator tools to give you an estimate on the premiums for each plan type.
Why Thousands of Members
Choose LTCR?
Many advisors can help you purchase a policy. Few are built to support your family now and decades later.
Long-term Care Planning is Different.
Claims often happen decades after a policy is purchased. That’s why LTCRplus was designed to provide more than insurance — combining long-term care expertise, ongoing support, care concierge services, and the strength of longstanding affinity relationships.
A Complete Resource.
With LTCRplus, you have complimentary access to:
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Long-Term Care Planning
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Care Discounts & Concierge Services
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Legal Resources
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Ongoing Member Support
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More than insurance.
Even if you don’t purchase insurance, these resources are available to you as part of your association benefit.
Not All Long-Term Care Planning Is the Same.
Many financial advisors and insurance agents offer long-term care solutions, but most approach it as just another product.
Long-term care planning is different. It requires specialized expertise, access to the right solutions, and support that extends well beyond the initial decision.
Additional Infomation
Why Insurance?
Because you can’t out invest it!
Required Minimum Distributions
What are they and what should you know?
* Source: www.aaltci.org
LTC in the News
The problem has not changed. Long term care is expensive.
Senior care is crushingly expensive. Boomers aren't ready.
Read more…
Year-over-year health spending growth highest ‘by far’ for home healthcare
Read more…
Unsuring LTC - Risks to a Client’s Retirement Portfolio When Relying Solely on Self-Funding
Read more…
Assisted-living homes are rejecting Medicaid and evicting seniors
Read more…
The Crushing Financial Burden of Aging at Home
Read more…
New AARP Report Finds Family Caregivers Provide $600 Billion in Unpaid Care Across the U.S.
Read more…
About Us
Long-Term Care Resources (LTCR) is a national insurance agency and marketing company dedicated to Long-Term Care Insurance and the senior market. LTCR represents the top LTC insurance companies in the industry.
LTCR is one of the leading independent LTC distributors in the country. LTCR specializes in marketing LTC insurance through partnering with organizations such as professional associations, alumni groups, and small businesses. LTCR is the endorsed LTC provider for over 650 affinity organizations. Founded in 1997, LTCR has helped nearly 600,000 affinity members with their long-term care planning needs.
Through LTCR’s marketing programs and our national network of LTC Specialists, clients are able to compare multiple LTC plans from the top carriers in the market. In addition, our clients are able to obtain certain plans at discounted rates not available to the general public.
We look forward to assisting you with your long-term care planning needs.
Rick Leonard
President
Since 1997, LTCR has been providing service for life to millions of members of our partnering alumni and professional associations. Over 600 of these highly respected organizations trust in LTCR to provide the highest level of integrity, knowledge and our personal touch. We hope you will too. On behalf of our team of specialists across the U.S., we look forward to serving you.
— Rick