Welcome to LTCR’s Advisor Center

The core benefit of the LTCRplus program is helping members develop a plan for how they will pay for the potential expenses associated with their extended care. Since 1998, LTCR has helped over a half a million people understand the risk, costs, and financial solutions available to pay for long term care.

While a lot has changed in the last year, the problem has not. Long term care is expensive. You can use the interactive cost of care tool below to review the average cost of care in your area.

While the problem has not changed, the solutions have.  You can click below to view our LTC Solutions Kit. This comprehensive guide will provide you with a great overview of the types of coverage available to fund your future care, including the newly developed “Hybrid” LTC plans that offer guaranteed premiums and benefits even if you don’t need care.

Download the LTC Solutions Kit as part of your response to this program, you have also been assigned to an LTCR Advisor. This Advisor will follow up with you to make sure you understand all the resources available through LTCRplus and provide custom quotes based on your specific age, health, and type of solution you are interested in evaluating.

If you are not interested in any of these solutions, you already have coverage or you replied primarily for access to the other LTCRplus benefits, just let your LTCR Advisor know. We know from experience that circumstances change both individually and in the marketplace. The LTC Funding benefit will remain available and be updated to adapt to these changes.

Insurance Works: Whether you have a policy, previously looked at buying coverage or are just starting the evaluation process, it is important to understand that LTC insurance works.  Policies in force are currently paying over $28 million in benefits per day.  In 2018 the LTC industry paid over $10.3 billion in claims.*

MEET YOUR ADVISOR

Marian Bayham, CLTC, LTCP
LTC Funding Specialist
Email: marian@lovingltc.com
Phone:866-826-3582
Mobile:916-257-0795
License:CA License No. 0B77877 (multi-state licensed)

Marian's mission is to educate, as well as to protect consumers from the devastating financial and psychological costs of needing long- term care. Her goal is to help families and individuals make well-informed choices when it comes to protecting their financial future by planning ahead for the consequences of needing long-term care.

In a supportive and conscientious manner, she advises individuals, families, and businesses on the appropriateness of the various options for protecting their LTC risk through traditional LTC insurance and/or asset-based LTC insurance.

Her style is to provide compassionate inquiry which enables individuals to determine their best options for planning ahead for their extended care. Straight honest talk, consumer-focused, and an unconditional respect for clients are what motivate her. She recommends alternatives to "rolling the dice," thus permitting clients to maintain their independence and dignity when the need for long term care arises. Marian often says, "I have a passion for what I do because my own family required long-term care, and I have seen how they and many of my clients' families have been relieved by the benefits of having long-term care insurance."

She was born and raised in Hawaii and has been an advisor in long term care planning since 1996. She is also licensed to offer life and disability insurance, fixed annuities, and Medicare Supplements.

Website: www.lovingltc.com

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Research Tools

Why Insurance?

Because you can’t out invest it!**

Are you familiar with Required Minimum Distributions?

Evaluate and plan for your future

* Source: www.aaltci.org

** Source: http://retirementchoices.net/LTCR-LTC1Plus-ED.html

About Us

Long-Term Care Resources (LTCR) is a national insurance agency and marketing company dedicated to Long-Term Care Insurance and the senior market. LTCR represents the top LTC insurance companies in the industry.

LTCR is one of the leading independent LTC distributors in the country. LTCR specializes in marketing LTC insurance through partnering with organizations such as professional associations, alumni groups, and small businesses. LTCR is the endorsed LTC provider for over 650 affinity organizations. Founded in 1997, LTCR has helped nearly 600,000 affinity members with their long-term care planning needs.

Through LTCR’s marketing programs and our national network of LTC Specialists, clients are able to compare multiple LTC plans from the top carriers in the market. In addition, our clients are able to obtain certain plans at discounted rates not available to the general public.

We look forward to assisting you with your long-term care planning needs.

Rick Leonard
President

Since 1997, LTCR has been providing service for life to millions of members of our partnering alumni and professional associations. Over 600 of these highly respected organizations trust in LTCR to provide the highest level of integrity, knowledge and our personal touch. We hope you will too. On behalf of our team of specialists across the U.S., we look forward to serving you.

— Rick