Welcome to LTCR’s Advisor Center
The core benefit of the LTCRplus program is helping members develop a plan for how they will pay for the potential expenses associated with their extended care. Since 1998, LTCR has helped over a half a million people understand the risk, costs, and financial solutions available to pay for long term care.
While a lot has changed in the last year, the problem has not. Long term care is expensive. You can use the interactive cost of care tool below to review the average cost of care in your area.
While the problem has not changed, the solutions have. You can click below to view our LTC Solutions Kit. This comprehensive guide will provide you with a great overview of the types of coverage available to fund your future care, including the newly developed “Hybrid” LTC plans that offer guaranteed premiums and benefits even if you don’t need care.
Download the LTC Solutions Kit as part of your response to this program, you have also been assigned to an LTCR Advisor. This Advisor will follow up with you to make sure you understand all the resources available through LTCRplus and provide custom quotes based on your specific age, health, and type of solution you are interested in evaluating.
If you are not interested in any of these solutions, you already have coverage or you replied primarily for access to the other LTCRplus benefits, just let your LTCR Advisor know. We know from experience that circumstances change both individually and in the marketplace. The LTC Funding benefit will remain available and be updated to adapt to these changes.
Insurance Works: Whether you have a policy, previously looked at buying coverage or are just starting the evaluation process, it is important to understand that LTC insurance works. Policies in force are currently paying over $33 million in benefits per day. In 2021 the LTC industry paid over $12.3 billion in claims.*
MEET YOUR ADVISOR
Ken Einhorn received his Bachelor of Science degree in Public Accounting from New York University and his Master of Business Administration degree in Finance & Investments from The City University of New York. Ken was a securities analyst on Wall Street. He has been an insurance broker since 1972 and has an extensive background in all aspects of personal insurance. Ken has achieved various industry designations including the Certified Financial Planner (CFP™), Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC).
Ken’s personal experience with his father’s devastating stroke in 1976 led him to the long term care insurance area. As an independent broker representing many major carriers, Ken is objectively positioned to assist individuals, families and business owners to design their own long term care strategies. Once clients become well-informed about the various long-term care options, they are able to preserve their assets and maintain their independence and dignity when the need arises. Ken believes long term care insurance should be an integral part of everyone’s financial and retirement planning process.
Ken’s hobbies include stained glass making, speed walking and personal investing. His passion for several years has been hospice visitation and animal shelter volunteering.
Because you can’t out invest it!
Are you familiar with Required Minimum Distributions?
* Source: www.aaltci.org
Long-Term Care Resources (LTCR) is a national insurance agency and marketing company dedicated to Long-Term Care Insurance and the senior market. LTCR represents the top LTC insurance companies in the industry.
LTCR is one of the leading independent LTC distributors in the country. LTCR specializes in marketing LTC insurance through partnering with organizations such as professional associations, alumni groups, and small businesses. LTCR is the endorsed LTC provider for over 650 affinity organizations. Founded in 1997, LTCR has helped nearly 600,000 affinity members with their long-term care planning needs.
Through LTCR’s marketing programs and our national network of LTC Specialists, clients are able to compare multiple LTC plans from the top carriers in the market. In addition, our clients are able to obtain certain plans at discounted rates not available to the general public.
We look forward to assisting you with your long-term care planning needs.
Since 1997, LTCR has been providing service for life to millions of members of our partnering alumni and professional associations. Over 600 of these highly respected organizations trust in LTCR to provide the highest level of integrity, knowledge and our personal touch. We hope you will too. On behalf of our team of specialists across the U.S., we look forward to serving you.