Welcome to LTCR’s Advisor Center

The core benefit of the LTCRplus program is helping members develop a plan for how they will pay for the potential expenses associated with their extended care. Since 1998, LTCR has helped over a half a million people understand the risk, costs, and financial solutions available to pay for long term care.

While a lot has changed in the last year, the problem has not. Long term care is expensive. You can use the interactive cost of care tool below to review the average cost of care in your area.

While the problem has not changed, the solutions have.  You can click below to view our LTC Solutions Kit. This comprehensive guide will provide you with a great overview of the types of coverage available to fund your future care, including the newly developed “Hybrid” LTC plans that offer guaranteed premiums and benefits even if you don’t need care.

Download the LTC Solutions Kit as part of your response to this program, you have also been assigned to an LTCR Advisor. This Advisor will follow up with you to make sure you understand all the resources available through LTCRplus and provide custom quotes based on your specific age, health, and type of solution you are interested in evaluating.

If you are not interested in any of these solutions, you already have coverage or you replied primarily for access to the other LTCRplus benefits, just let your LTCR Advisor know. We know from experience that circumstances change both individually and in the marketplace. The LTC Funding benefit will remain available and be updated to adapt to these changes.

Insurance Works: Whether you have a policy, previously looked at buying coverage or are just starting the evaluation process, it is important to understand that LTC insurance works.  Policies in force are currently paying over $33 million in benefits per day.  In 2021 the LTC industry paid over $12.3 billion in claims.*


Eric Skaar
LTC Funding Specialist
Email: eric@ltcrpacific.com
License:CA #0E89603

Address: 1072 Casitas Pass Rd., Ste. 218, Carpinteria, CA 93013
Eric Skaar is a Long Term Care Insurance Agent; providing education, advice, plan design and product comparisons. He is originally from Santa Barbara, California and has lived in the Ventura and Santa Barbara area since graduating from California State University of Long Beach in 1992.

Eric began with Genworth Financial in 2005 as a Long Term Care Insurance specialist, followed by the authorization to provide the California Partnership for Long-Term Care. In 2006, he attained the CLTC professional designation. Eric joined Long Term Care Resources, the nation’s leading long-term care specialist in 2015 and the west coast affiliate LTCR Pacific Agency in 2016.

Eric Skaar is committed to helping people protect their hard-earned assets and maintain their financial independence and dignity. He became committed to helping families through insurance due to his own family experience. His father passed away at age 53 after a 6 month fight with cancer. Fortunately his parents had the foresight to have a life insurance policy that lessened the burden of the unexpected tragedy.

Long-Term Care insurance became a cornerstone of Eric’s profession after he experienced how emotionally trying and expensive long-term care is after his grandfather had a series of strokes. The care had significant impact on the family’s life savings and put enormous strain on the family. Due to the likelihood that a long-term care need will affect most families, Eric believes that it is important for all families to have a written plan in place prior to this event occurring. For most people, due to the future expected cost of care, and the time required to provide and manage a person’s care, Long-Term Care insurance should be considered as an integral part of a family’s plan.

Throughout his career Eric has seen how insurance has helped families and individuals bear unexpected life events. None of these people ever expected to use their benefits when they did, but were very thankful to have it. It is the silver lining in an otherwise terrible situation.

Throughout the years Eric has expanded his lines of insurance to help his client protect themselves and provide for their families. He strives to be an expert in his field, and for questions he doesn’t have a definitive answer, he works with people that can provide their expertise and a solution.

Eric Skaar works with LTCR to provide retirement based products such as Long Term Care, Medicare Supplements and Annuities. He works with ABS in the field of Life insurance and Pacific Advisors to provide disability insurance. They are all experts in their fields and work with the top insurance companies to provide the best available products.

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Research Tools

Why Insurance?

Because you can’t out invest it!

Are you familiar with Required Minimum Distributions?

* Source: www.aaltci.org


About Us

Long-Term Care Resources (LTCR) is a national insurance agency and marketing company dedicated to Long-Term Care Insurance and the senior market. LTCR represents the top LTC insurance companies in the industry.

LTCR is one of the leading independent LTC distributors in the country. LTCR specializes in marketing LTC insurance through partnering with organizations such as professional associations, alumni groups, and small businesses. LTCR is the endorsed LTC provider for over 650 affinity organizations. Founded in 1997, LTCR has helped nearly 600,000 affinity members with their long-term care planning needs.

Through LTCR’s marketing programs and our national network of LTC Specialists, clients are able to compare multiple LTC plans from the top carriers in the market. In addition, our clients are able to obtain certain plans at discounted rates not available to the general public.

We look forward to assisting you with your long-term care planning needs.

Rick Leonard

Since 1997, LTCR has been providing service for life to millions of members of our partnering alumni and professional associations. Over 600 of these highly respected organizations trust in LTCR to provide the highest level of integrity, knowledge and our personal touch. We hope you will too. On behalf of our team of specialists across the U.S., we look forward to serving you.

— Rick